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Support Home Making Loan Payments Can I pay off my loan early? Can I pay off my loan early? Yes.You may prepay your loan in whole, or partially prepay your loan, at any time without penalty. Was this article helpful? 2 4 Related Questions: How do I add a new bank account? Contact Patelco Credit Union to update your bank account information.… What should I do if I’m having financial difficulties, and I can’t make my loan payment? If you are experiencing hardship and cannot pay, please contact...… Do you report late borrowers' accounts to credit bureaus? Yes, we report the most recent account status to the...…